(760) 822-7062 Rick@RickYells.com


Home prices are on the rise

Mortgage rates are the LOWEST they have been in decades!!.

There has never been, nor will there be,


During these times the rates change frequently that it is best to call me for the rate of the minute, hour, day.  I will present to you the BEST rates you are eligible for.  Call now, do not hesitate:  (760) 822-7062. 



Refinancing your mortgage can lower your monthly payment, shorten the length of your loan or allow you access to the equity in your home. Contact me to help you to decide whether or not you should refinance your current mortgage at a lower interest rate.

If you would like to know the rate for which you qualify, Contact Me, and I will give you an accurate assessment of what you qualify for.

If you have any questions, just click “Contact Me” or call me at (866) 702-0133.

Types of Loans Available

  • FHA Loans – UP TO $729,500
  • VA Loan – NO MONEY DOWN!
  • Conventional Loans – UP TO $729,500
  • Jumbo Loans – Up To $5 million
  • FHA Streamline Refinances
  • VOE – No Income Doc – Written Verification of Employment (Wage Earner Only)
  • Conventional A Paper Loans – UP TO 105% CLTV
  • USDA – 100% LTV – No Money Down
  • FHA – 600 FICO Score
  • FHA 203K
  • Hard Money Loans – Up to 60% LTV – No Fico Score Requirement
  • Commercial Loans up to $10 Million
  • NO MI Loans – 95% to 103% LTV
  • DU REFI PLUS up to 125% LTV
  • Multifamily Loans, Manufactured Loans

Give me a call to find out which one best fits your needs and affordability!