TESTIMONIALS

Highest recommendation Rick was very professional and helped us as we refinanced our house. He was very honest and answered any questions... read moreRick was very professional and helped us as we refinanced our house. He was very honest and answered any questions we had. He helped us every step of the way. I would highly recommend him. read less

Professional, honest, & knowledgeable As a first-time homeowner, I couldn't have done it without Rick. He was professional and kind. He handled... read moreAs a first-time homeowner, I couldn't have done it without Rick. He was professional and kind. He handled all the paperwork in a timely manner and answered all my questions when I called. He's a man of integrity whom you can trust that he's serving your best interest. I would highly recommend him!!! read less

Awesome Loan Officer! Rick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured... read moreRick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured we understood exactly what was happening, when and why.
Because of the interest rate he locked us in at, we managed to save $210/month in our mortgage payment.
Not only that, but he did not charge for an appraisal or processing fee, which saved us $1500 in closing costs!
We compared him with a couple of other lenders and he was by far the best lender we could find.
I could not recommend him more highly! read less

Best Lender Ever! My husband and I were fortunate enough to have Richard Yells involved in not one, but two separate transactions. ... read moreMy husband and I were fortunate enough to have Richard Yells involved in not one, but two separate transactions. Initially he handled a refinance of our home in Lemoore, California. We can say without reservation that he is an extremely well-versed, easy to work with, caring professional. He quickly responded to any and all questions we had and walked us through anything we didn't quite comprehend without making us feel inadequate. We then sold that house and moved to Yucca Valley, California where we again used him for this purchase of our new home. In all honestly, this loan would not have closed without his direct involvement. We felt that our real estate agent was "dropping the ball" and on more than one occasion Mr. Yells stepped in and honestly went above and beyond what was required of him. He is such a pleasant and efficient gentleman and made a very stressful situation much easier. Again, we would recommend him wholeheartedly and believe he is the best this market has to offer. Do not hesitate to go through him for all your real estate needs! We referred him to our best friends and they also had the same wonderful experience with him. He is FANTASTIC!!!! read less

Highly Recommended!!! We were looking for a lender to refinance our loan, and all the lenders we spoke to or dealt with... read moreWe were looking for a lender to refinance our loan, and all the lenders we spoke to or dealt with either turned us down or tried to give us something we did not need or want. Rick Yells was recommended by our neighbor, when speaking with Rick he knew what we wanted and needed out of our loan. He was very patient and understanding of our needs. Rick gave us options and solutions which no one else would, he made the impossible very POSSIBLE! We were lied to and misled by others. Rick made us feel comfortable and at ease through the loan process. I always have recommended him to friends and family. When all hope was lost Rick came to the rescue. read less

Richard Yells Rick helped me out imensely with my home refinace. It took less than 2 werks to close my loan and... read moreRick helped me out imensely with my home refinace. It took less than 2 werks to close my loan and my interest rate was less than expected. Thanks Rick! read less

Great Communication and Smooth Process Rick and his team were able to find a great mortgage with the lowest market interest rate at the time.... read moreRick and his team were able to find a great mortgage with the lowest market interest rate at the time. He was readily available and communicative at every step, and he walked us through all questions we had throughout the process. There were no hiccups along the way, and we closed on a purchase property earlier than initially promised. Highly recommend! read less

Highly recommend Richard ! We have a really hard case,we bought a manufacture with land in November 2017 . We have one year to... read moreWe have a really hard case,we bought a manufacture with land in November 2017 . We have one year to refinance our property,we went to first, second,and third lender they can’t give us the loan. Me and my husband we both worried,stressed and getting a lot of pressure we don’t know what to do and where to go with 3 little kids if we lost our house. Finally we found Richard,We tell him about our situation then he start working with our paperwork. Richard very patience and responsible,he always help us with the best he can,he always explain and make sure that we understand,he even drove out there to our house on the hot day,traffic and dirt road to make sure the contractor do the job. With out Richard we will lost our house in 3 months but he did it for us,he saved our family a place to stay. After work with Richard I highly recommend everyone use Richard for mortgage lender. Thanks Richard and God Bless you ! read less

Experienced, knowledgeable, responsive, reliable Rick is a very experienced, knowledgeable, responsive broker who has delivered for us on several occasions now. A friend recommended... read moreRick is a very experienced, knowledgeable, responsive broker who has delivered for us on several occasions now. A friend recommended Rick to my wife and me in 2013 (after another broker made promises they could not keep), and we have since worked with him on several refinances as well as the purchase of a second home that involved transitioning our existing home to a rental while closing on the purchase. Despite the additional complexity we were able to close on time. His rates are competitive, he is very good at educating, laying out options and setting expectations, and he is very good at anticipating and preparing for potential hurdles in the process. I've recommended him to friends who have also worked with him with great success. Finally, Rick is always available to field our ideas and talk through them, no matter how crazy! read less