TESTIMONIALS

Awesome Loan Officer! Rick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured... read moreRick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured we understood exactly what was happening, when and why.
Because of the interest rate he locked us in at, we managed to save $210/month in our mortgage payment.
Not only that, but he did not charge for an appraisal or processing fee, which saved us $1500 in closing costs!
We compared him with a couple of other lenders and he was by far the best lender we could find.
I could not recommend him more highly! read less

Very Professional Rick is very knowledgeable and helpful with the loan process. He communicated with us throughout the loan application process. I... read moreRick is very knowledgeable and helpful with the loan process. He communicated with us throughout the loan application process. I would highly recommend him to anyone wanting to a new mortgage loan. read less

Highly recommend Richard ! We have a really hard case,we bought a manufacture with land in November 2017 . We have one year to... read moreWe have a really hard case,we bought a manufacture with land in November 2017 . We have one year to refinance our property,we went to first, second,and third lender they can’t give us the loan. Me and my husband we both worried,stressed and getting a lot of pressure we don’t know what to do and where to go with 3 little kids if we lost our house. Finally we found Richard,We tell him about our situation then he start working with our paperwork. Richard very patience and responsible,he always help us with the best he can,he always explain and make sure that we understand,he even drove out there to our house on the hot day,traffic and dirt road to make sure the contractor do the job. With out Richard we will lost our house in 3 months but he did it for us,he saved our family a place to stay. After work with Richard I highly recommend everyone use Richard for mortgage lender. Thanks Richard and God Bless you ! read less

Highest recommendation Rick was very professional and helped us as we refinanced our house. He was very honest and answered any questions... read moreRick was very professional and helped us as we refinanced our house. He was very honest and answered any questions we had. He helped us every step of the way. I would highly recommend him. read less

Made the impossible possible Rick was very communicative and accessible throughout the entire process and went above and beyond. He was patient and understanding... read moreRick was very communicative and accessible throughout the entire process and went above and beyond. He was patient and understanding in listening to my concerns and explaining the process. Highly recommended! read less

Great Service! A true professional! Rick went above and beyond to help us close escrow on time with a great loan and rate. I... read moreRick went above and beyond to help us close escrow on time with a great loan and rate. I would highly recommend Rick to my friends and family. We could not be happier with the service, communication, and expert advice that Rick provided during the entire process. Thank you! read less

Our Dream Ranch Rick Yells has helped us both purchase and refinance a home over the years. Our situation with home buying was... read moreRick Yells has helped us both purchase and refinance a home over the years. Our situation with home buying was not cookie cutter since we were self employed when we bought our ranch. Rick went the extra miles to help us get our ranch. He has a vast knowledge and lots of experience in the mortgage loan industry. Every question you ask him is answered in detail. He takes the time to not only help you get your loan, but also to help keep you calm during the stressful process of it all. The steps he took to prevent us from hitting any pitfalls during escrow all paid off. We had zero issues with the loan side of our home purchase while in escrow. I'm very grateful for Rick Yells. I love my home, and he helped make it all happen. Next time we need a real estate loan or refinance, he is the man I will be calling. read less

Excellent Lender Working work Rick was great. The whole process was smooth from start to finish. And Rick was always available whenever... read moreWorking work Rick was great. The whole process was smooth from start to finish. And Rick was always available whenever I had any questions. I would highly recommend him! read less

Outstanding job! After having a bad experience with another lender a coworker referred me to Rick. It was like a breath of... read moreAfter having a bad experience with another lender a coworker referred me to Rick. It was like a breath of fresh air as Rick was very easy to work with and did exactly what he said he would do. His interest rate and other costs were as quoted, he was always available to answer my questions and my loan closed in the time frame as promised. In refinancing my home I reduced my payments along with reducing the length of my loan. Thanks Rick! read less