TESTIMONIALS

Great Rates! Rick has consistently given us great rates, been accessible & fast with docs. He knows his stuff! He was reccomnd... read moreRick has consistently given us great rates, been accessible & fast with docs. He knows his stuff! He was reccomnd to me yrs ago & we've successfully used him over time with sev. properties. Highly suggest using Rick and tapping into his advice. read less

Richard Yells should definitely be considered for any loan services required. I contacted Rick concerning a loan in late October, early November 2017 because of a great recommendation I received.
I... read moreI contacted Rick concerning a loan in late October, early November 2017 because of a great recommendation I received.
I was highly impressed by Rick's knowledge and concern for me durning the loan process. Rick is a very detailed individual and keeps you up to date on everything that needs to be done, while welcoming all question you might have. At no time did I feel pressure during this process, and I also felt I was important. Rick was extremely helpful and patient with all of my questions and concerns. I would highly recommend Rick to anyone, and if I ever have the need for any type of loan services in the future, Rick would be my first choice. read less

Made the impossible possible Rick was very communicative and accessible throughout the entire process and went above and beyond. He was patient and understanding... read moreRick was very communicative and accessible throughout the entire process and went above and beyond. He was patient and understanding in listening to my concerns and explaining the process. Highly recommended! read less

Highest recommendation Rick was very professional and helped us as we refinanced our house. He was very honest and answered any questions... read moreRick was very professional and helped us as we refinanced our house. He was very honest and answered any questions we had. He helped us every step of the way. I would highly recommend him. read less

Experienced, knowledgeable, responsive, reliable Rick is a very experienced, knowledgeable, responsive broker who has delivered for us on several occasions now. A friend recommended... read moreRick is a very experienced, knowledgeable, responsive broker who has delivered for us on several occasions now. A friend recommended Rick to my wife and me in 2013 (after another broker made promises they could not keep), and we have since worked with him on several refinances as well as the purchase of a second home that involved transitioning our existing home to a rental while closing on the purchase. Despite the additional complexity we were able to close on time. His rates are competitive, he is very good at educating, laying out options and setting expectations, and he is very good at anticipating and preparing for potential hurdles in the process. I've recommended him to friends who have also worked with him with great success. Finally, Rick is always available to field our ideas and talk through them, no matter how crazy! read less

A Positive Experience! Our experience with Rick was a positive one. He’s knowledgeable and patient, willing to answer all many questions and always... read moreOur experience with Rick was a positive one. He’s knowledgeable and patient, willing to answer all many questions and always following up to make sure I understood everything. With his guidance, I felt comfortable with all the many decisions I had to make financially as a first time homebuyer. He always replied to me in a timely manner and was very thorough in his responses. Rick was very easy to talk to and he was always very approachable jovial. read less

Peace of Mind Nice having Peace of Mind that my mortgage payment is so low. I will never have to worry. Thanks to... read moreNice having Peace of Mind that my mortgage payment is so low. I will never have to worry. Thanks to Rick Yells for getting our original financing and recently refinancing our property. All the transactions have been low-stress because Rick is very knowledgeable and has everything planned in advance. Our recent refinance has our mortgage at an incredibly low interest rate now. Grateful I found Rick Yells to help us and very grateful for my amazing property here in San Diego. read less

Awesome Loan Officer! Rick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured... read moreRick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured we understood exactly what was happening, when and why.
Because of the interest rate he locked us in at, we managed to save $210/month in our mortgage payment.
Not only that, but he did not charge for an appraisal or processing fee, which saved us $1500 in closing costs!
We compared him with a couple of other lenders and he was by far the best lender we could find.
I could not recommend him more highly! read less

Great Service! A true professional! Rick went above and beyond to help us close escrow on time with a great loan and rate. I... read moreRick went above and beyond to help us close escrow on time with a great loan and rate. I would highly recommend Rick to my friends and family. We could not be happier with the service, communication, and expert advice that Rick provided during the entire process. Thank you! read less