TESTIMONIALS

Excellent Lender Working work Rick was great. The whole process was smooth from start to finish. And Rick was always available whenever... read moreWorking work Rick was great. The whole process was smooth from start to finish. And Rick was always available whenever I had any questions. I would highly recommend him! read less

How many ways can I say how wonderful Rick Yells turned out to be? . My previous loan was going to go up to $2268 in November.
That's so much higher than the $1600 that is... read moreMy previous loan was going to go up to $2268 in November.
That's so much higher than the $1600 that is my current payment Also, I received a check for over $400 from Escrow and the previous lender sent me a refund check for $2869. My closing costs were only $1400 as I recall and I didn't have to make a November payment. So, $ 2268.00 + $400 + $2869 -$1400 = $ 4237. By doing this loan, I profited $4,137 in November and I will continue to profit $668 a month. .
Thank you Rick.
Sincerely grateful,
Nathalie
Sent from my Verizon, Samsung Galaxy smartphone read less

Great Lender! Rick was extremely helpful to me through out the entire process of buying my first home. He was very patient... read moreRick was extremely helpful to me through out the entire process of buying my first home. He was very patient and insisted on getting me the best deal in town. You won’t find a better person to have in your corner. read less

Best Lender Ever! My husband and I were fortunate enough to have Richard Yells involved in not one, but two separate transactions. ... read moreMy husband and I were fortunate enough to have Richard Yells involved in not one, but two separate transactions. Initially he handled a refinance of our home in Lemoore, California. We can say without reservation that he is an extremely well-versed, easy to work with, caring professional. He quickly responded to any and all questions we had and walked us through anything we didn't quite comprehend without making us feel inadequate. We then sold that house and moved to Yucca Valley, California where we again used him for this purchase of our new home. In all honestly, this loan would not have closed without his direct involvement. We felt that our real estate agent was "dropping the ball" and on more than one occasion Mr. Yells stepped in and honestly went above and beyond what was required of him. He is such a pleasant and efficient gentleman and made a very stressful situation much easier. Again, we would recommend him wholeheartedly and believe he is the best this market has to offer. Do not hesitate to go through him for all your real estate needs! We referred him to our best friends and they also had the same wonderful experience with him. He is FANTASTIC!!!! read less

Richard Yells should definitely be considered for any loan services required. I contacted Rick concerning a loan in late October, early November 2017 because of a great recommendation I received.
I... read moreI contacted Rick concerning a loan in late October, early November 2017 because of a great recommendation I received.
I was highly impressed by Rick's knowledge and concern for me durning the loan process. Rick is a very detailed individual and keeps you up to date on everything that needs to be done, while welcoming all question you might have. At no time did I feel pressure during this process, and I also felt I was important. Rick was extremely helpful and patient with all of my questions and concerns. I would highly recommend Rick to anyone, and if I ever have the need for any type of loan services in the future, Rick would be my first choice. read less

Awesome Loan Officer! Rick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured... read moreRick did an outstanding job when he refinanced our home last March.
He walked us through the whole process and ensured we understood exactly what was happening, when and why.
Because of the interest rate he locked us in at, we managed to save $210/month in our mortgage payment.
Not only that, but he did not charge for an appraisal or processing fee, which saved us $1500 in closing costs!
We compared him with a couple of other lenders and he was by far the best lender we could find.
I could not recommend him more highly! read less

Highly recommend Richard ! We have a really hard case,we bought a manufacture with land in November 2017 . We have one year to... read moreWe have a really hard case,we bought a manufacture with land in November 2017 . We have one year to refinance our property,we went to first, second,and third lender they can’t give us the loan. Me and my husband we both worried,stressed and getting a lot of pressure we don’t know what to do and where to go with 3 little kids if we lost our house. Finally we found Richard,We tell him about our situation then he start working with our paperwork. Richard very patience and responsible,he always help us with the best he can,he always explain and make sure that we understand,he even drove out there to our house on the hot day,traffic and dirt road to make sure the contractor do the job. With out Richard we will lost our house in 3 months but he did it for us,he saved our family a place to stay. After work with Richard I highly recommend everyone use Richard for mortgage lender. Thanks Richard and God Bless you ! read less

Rick understands situations that are not cookie-cutter We were expats who worked outside the country earlier which makes our application different. Rick is simply amazing... read moreWe were expats who worked outside the country earlier which makes our application different. Rick is simply amazing that he understood all of our situations and worked with various lenders and got the best deal possible. When we made mistakes in the process, he would be very patient in understanding our mistakes. He cares about our peace of mind. He is awesome in email, calls; he is always there for you. Wonderful person to work with. Thank you Rick! read less

Professional Service Outstanding service!! I would definitely recommend Richard Yells for anyone needing home financing services. I recently refinanced my home and... read moreOutstanding service!! I would definitely recommend Richard Yells for anyone needing home financing services. I recently refinanced my home and it closed on time without any issues. Richard guided me through the process and was always available to answer questions and explain the process anytime I reached out to him. This is the second time in 5 years that I’ve used Richard for my home financing needs and I wouldn’t hesitate to use him again. read less