(760) 822-7062 Rick@RickYells.com
Trust Me with your mortgage needs
I offer you the most competitive rates and service you deserve. Whether you’re a first time home buyer or are refinancing – I will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!


I specialize in matching homebuyers with the right mortgage. I’m committed to providing the highest quality service available anywhere. Call me today to learn more about how I can help you buy your new home. (866) 702-0133(866) 702-0133


My philosophy is to guide my clients in achieving the most of their financial goals so that they may start enjoying their quest to financial freedom.


My mission is to provide professional expertise and exceptional support services to each individual by customizing and providing a strategic plan to help our client obtain leverage leading to financial wealth.


Your New Home
Finding the right house is only half the battle; you also need to find the right mortgage loan. Just as no two houses are alike, no two mortgages are alike either. Interest and payment terms are just the beginning.


Licensed by the California Department of Real Estate and the National Mortgage Licensing System (NMLS) , I am ready to assist clients from excellent credit to clients who may have difficulty in obtaining a loan due to past credit problems. I offer a full spectrum of loans for borrower’s needs, such as home equity line of credit (HELOC), cash out refinance or just to lower your current payments. I will help you with all of your purchase loan needs to achieve the “Greatest American Dream”.

Customers First
Borrowers who are happy with the mortgage loan I helped them get are more important to me than anything else. My goal is to make the loan process as simple and worry-free as possible. I pride myself in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, I assure you a pleasurable transaction.